Investment Management
Every deal and every borrower, followed from first look to final exit.
Investment Management gives your deal team one place to run the pipeline, take decisions through committee and keep a close eye on the portfolio. When a deal closes, its borrower file simply carries on, gathering monthly financials, tear sheets, ratings, IFRS 9 staging, covenants and documents for the life of the loan.
For portfolio managers, investment teams and credit analysts
Key capabilities
Deal pipeline
See every opportunity at a glance, from first screening through due diligence to investment committee, with sector, sponsor, leverage and pricing captured as you go. Even the deals you decline keep working for you, because the reason is recorded and the whole pipeline can be analysed by stage, sector, sponsor or introducer, or taken straight into Excel.
From approval to booked loan
The moment a deal is approved, DebtLab creates the borrower and its facilities from the terms your team has already captured, so nothing is ever keyed in twice. Club and syndicated deals are handled in full, with the agent, every lender’s share and a clear view of whether your vote can carry or block a Majority Lenders decision.
Monthly monitoring
Borrowers send management accounts in every shape and size. Upload them as they arrive, or type the figures in, and DebtLab builds rolling LTM numbers, sets year-to-date results against budget and last year, and locks each month once your team has reviewed it.
Tear sheets
Give your committee a polished, printable tear sheet for any borrower, bringing together key credit metrics, LTM and year-to-date performance against budget, the trend since closing, the current rating and covenant status in one place.
Covenants
Covenant levels and step-downs are set up straight from the credit agreement and tested in the right months against each borrower’s own financial year. Breaches, near misses and waivers are tracked as they happen, and no waiver goes through without the risk team’s approval.
Ratings and IFRS 9 staging
A seven-factor internal rating refreshes with every month’s figures and maps through to PD and LGD. Stage 2 and 3 triggers watch for downgrades since origination, covenant breaches and days past due, and any override needs a clear reason and a second pair of eyes.
Dashboard and watch list
Start every morning knowing exactly where to look. The dashboard brings covenant breaches, overdue reporting and expected payments to the surface, alongside fair value, ECL, IRR, cash yield and concentration by sector, country, rating and stage.
Documents
Credit agreements, compliance certificates and borrower reports live together in a secure private store, easy to find by borrower, file name or document type, with every download recorded in the audit log.
Controls built in
- Reviewed monitoring months are locked, and only an administrator can reopen them
- Rating and stage overrides need a documented reason and a second approver
- Covenant changes and waivers always go through four-eyes approval
Walkthrough
From deal to valuation
Watch a deal travel through the pipeline and close into a borrower file. From there, monthly financials feed the tear sheet, the internal rating and the covenant tests, and the valuation turns it all into IFRS 9 ECL and a DCF fair value.
See how DebtLab would work for your fund
Book a live walkthrough of our demo fund, tailored to the way your team runs deals, operations and investor reporting today, and bring your toughest questions with you.