Loan Admin
Loan servicing your auditors and investors can rely on.
Loan Admin takes care of the detail that keeps a loan book honest: rate fixings, interest and principal, fees, amendments and the reporting borrowers owe. Every facility has its own append-only ledger, and every entry flows through to the fund’s books at each vehicle’s share without anyone re-keying a number.
For loan operations and back-office teams
Key capabilities
Worklist
Your team’s day, organised. Fixings due, payments expected over the next three weeks, anything overdue and every approval waiting for sign-off sit together in a single, prioritised list.
Schedules built from the agreement
Day count, business-day convention, fixing lag and payment timing are captured as part of each facility’s terms, alongside your own holiday calendars, so interest, amortisation and PIK schedules follow the agreement exactly as it was written.
Loan ledger
Drawdowns, repayments, interest, fees, PIK, write-offs and recoveries are all recorded on an append-only ledger. When margin, maturity or amortisation changes, the amendment takes effect from its proper date and the schedule rebuilds itself around it.
Fees
Arrangement, commitment and other fees each carry their own schedule and due dates, and post to the ledger automatically as they fall due.
Borrower deliverables
Never lose sight of what a borrower owes you. Compliance certificates, accounts and reports are tracked against each agreement, and anything overdue is raised on the dashboard, in the morning email and on the compliance calendar.
Cash projection
Know what is coming in before it arrives, with interest, amortisation, maturities and fees projected month by month and currency by currency, for the whole book or a single fund.
Controls built in
- Every posting and amendment is approved by a second member of loan operations
- Nobody can approve their own request
- Back-dated postings automatically correct every running balance that follows
See how DebtLab would work for your fund
Book a live walkthrough of our demo fund, tailored to the way your team runs deals, operations and investor reporting today, and bring your toughest questions with you.